Goalsetter is a free app that promotes family savings, financial literacy, and smart spending. In response to the alarming forecast that Black Americans will have a negative median net worth by 2053, Goalsetter is launching a movement to help one million Black kids open savings accounts. Goalsetter provides participating families with an FDIC-insured bank account and engages kids and adults of all ages and backgrounds in understanding how to build wealth and learn about personal finance through fun, quiz-based games.